Is bad credit preventing you against getting a car loan?

Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest car and truck loans.

A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!

Boost your Credit Rating

Our goal is always to transform our clients’ monetary life by enhancing their credit ratings, enabling loan providers and credit card issuers to think about them low-risk. We accomplish this goal through getting our consumers to the vehicle that is right restore their credit rating.

Legacy Car Credit provides:

  • Low-kilometre automobiles, to help you drive a dependable car and make low re re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
  • 2-5 12 months term choices
  • Reports to Equifax, to make sure that your credit rating improves on the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer a selection that is large of to fulfill your preferences
  • Professional staff to aid with debt-restructuring through proposals and bankruptcy
  • Multi-point automobile inspections, in lowering the possibility of unanticipated fix expenses
  • 30 Time Change
  • Free Distribution

Step One

Apply On The Web

Our credit that is easy application obtain the process started with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative way of funding will show you through the credit rebuilding procedure which help you reconstruct your credit with a car loan.

Step Three

Drive Away

After your approval, you are able to drive away in your vehicle that if you’d like day! By way of our super easy procedure, we’ll allow you to get authorized and driving right away, you want through rebuilding your credit so you can get back to living the life.

Why Is Us Various

We Have Been The Financial Institution

We have been an in-house funding company that lends our personal money, and therefore makes us various.

Meet The Group

At legacy Auto Credit you are able to select whom works for you personally. Our commission that is non Credit Finance Advisors can installment loan in kansas get you authorized and explain to you car choices

We Deliver

Whom knew automobiles had been like pizza. You can now get our rate that is low in funding anywhere in Ontario without the need to keep your property.

Exchange Privilege

We’re certain you’ll be satisfied with your brand-new purchase, however in instance you aren’t merely carry it back* and we’ll assist you to trade it for the right one. (*Some exceptions use)

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We have been focused on causing you to a customer that is long-lasting buddy.

We had an incredible experience dealing with Vic, and legacy car credit. Assisting us understand just exactly just how credit file work and exactly how to boost it, and made us feel confident!

Victor ended up being amazing! He had been extremely explain that is thorough we needed seriously to understand and replied any concerns that I experienced. He definitely went far beyond to have me personally another automobile. I might strongly recommend planning to see him if you should be trying to find another car.

Vic ended up being great in getting me personally automobile that I favor and it is dependable. If i really could provide significantly more than 5 movie stars i might, he worked perfectly with my income as well!

Vic had been amazing to manage exemplary interaction through the process that is entire. Strolled me detail by detail placing me personally in to a motor automobile that was suitable for me personally! Many thanks for your entire assistance

Undoubtedly the most readily useful experience ive had purchasing a car or truck ended up being out of this spot! Everyone else is quite helpfulf! Vic ended up being great with interaction and maintaining us as much as date in the procedure and got us a motor vehicle we wanted quickly without issues! Would certainly keep coming back once more

Could I get a motor car loan after having a repossession?

Yes, at Legacy Auto Credit we realize that a repossession is often the outcome of an uncontrollable occasion or situation. A number of our customers have experienced a repossession that is previous will likely be coming back their car towards the bank when filing a bankruptcy or customer proposition.

Will this assist me build my credit?

Yes, if you make your instalments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. In the long run with on time payments your rating shall increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. This implies that individuals give you the funds after which you spend us right back. We are able to view your credit situation for a level that is personal determine your capability in order to make re re re payments even though you have actually bad credit. We result in the concluding decision on the approval which leads to more approvals and better prices. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand brand new automobiles.

Let’s say I are turned down before?

We come across many individuals which were formerly refused as a result of several reasons which may have included, poor re re payment history, perhaps perhaps maybe not the full time face to face, an excessive amount of financial obligation and non-garnishable income. With your In-House system we glance at your earnings, costs and debts that might be evoking the change downs and supply you with methods to get you driving and rebuilding your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. If you should be going to file or have previously filed and are also maybe not released, it is possible to nevertheless be eligible for a our low price in-house system. We make use of a few trustees whom see that people certainly offer low prices and want you to definitely flourish in rebuilding your credit. If you should be going to file we are going to make use of one to secure an automobile before filing to enable you to be confident in going back your present car who has a lot of negative equity, has too much of repayment or does not suite your requirements any longer. We additionally report your instalments to Equifax which can help re-establish your credit history.

Did not see just what you had been hunting for?

We’re Right Here To Aid

Our task is always to assist individuals with bad credit get automobile financing at a high price point along with prices they are able to afford. Regardless of your circumstances, it is well worth reaching out and talking to certainly one of our credit experts. Don’t let credit that is poor when it comes to residing a significantly better life.


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